Financial Planning is an ongoing process to create a blueprint for how to use the wealth you have created to build the life you want.  Your financial plan helps answer questions such as:

 

“When can I retire?”

“Can I afford a vacation home?”

“Can we financially help loved ones without jeopardizing our long-term plan?”

QUESTIONS AND ANSWERS TO HELP YOU PREPARE FOR WHAT LIES AHEAD

 

What is the process?

We learn about your goals, current financial situation, and what keeps you awake at night.  Based on your assets, income, and priorities we analyze your finances and let you know if we see any gaps or issues that impact your ability to reach your goals.

What topics are reviewed in a financial plan?

The short answer is whatever is a concern and priority for you, but a list of items typically addressed are:

  • Retirement Projections
  • Tax Planning
  • Portfolio Review
  • Estate Planning
  • Social Security Benefits Review
  • College Funding
  • Insurance Assessment (Life, Disability, Long-Term Care,
    and Property & Casualty)
  • Group Benefits Review

 What happens after we complete your plan?

A financial plan is a blueprint that is meant to be updated as your life changes and needs evolve.  As  your financial “general contractor”, we help you implement the strategies designed to help you work toward your goals. We help:

  • Adjust your group benefits
  • Update how your accounts are owned so they are consistent with your estate plan
  • Ensure your portfolio allocation is consistent with your tolerance for risk
  • Update your plan when changes are necessary

 

All investing involves risk including loss of principal. No strategy assures success or protects against loss.